An accomplished executive leader in finance and fintech with expertise in investment banking, digital banking, digital transformation, fintech application development, corporate governance, risk management, and audit systems. Holds Board of Directors (BoD) membership experience in various financial institutions, including an international investment bank, asset management company, and electronic money & payment services institution. Also serves as an advisor to the chairman of the board of trustees and holds high advisory board memberships at universities. Proficient in bank due diligence, fluent in English, and holds the title of Assistant Professor Doctor in international economics, finance, and banking.